In 2026, FHA loan limits for Woodhaven county in Wayne, MI are as follows: $472,030 for a single-family home, $604,400 for 2-unit properties, $730,525 for 3-units, and $907,900 for those with 4-units. These limits address various housing needs adequately.
The maximum for conventional loans on a single-family residence is $726,200. For two units, it is set at $929,850, while for three-unit homes, it goes to $1,123,900, and for four units, the cap is $1,396,800. Each limit addresses diverse residential arrangements.
Utilize our FHA calculator to discover today’s best FHA rates, helping determine the needed downpayment, income, credit, reserves, and documentation required for loan qualification.
The Lendersa® calculator is invaluable for comparing FHA rates and terms with various other loan programs. Assess options like conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans alongside FHA alternatives for a comprehensive understanding of available financial solutions in Woodhaven, MI.
Lendersa® compiles extensive data from thousands of lenders, delivering tailored comparisons swiftly against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Woodhaven county, Wayne, MI, outlines maximum loan amounts across FHA, conventional, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money options. Using the Lendersa® Super Loan Integrated Qualifier (SLIQ™) helps compare requirements like income, reserves, and credit efficiently.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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