In 2026, the FHA loan limits in Trenton county of Wayne, MI provide maximums of $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for three units, and $907,900 for four units. These limits aim to accommodate varying housing needs.
Regarding conventional loans, the single-family residence cap is $726,200, with a two-unit limit at $929,850, a three-unit ceiling at $1,123,900, and four units maxing out at $1,396,800. Each limit reflects the diverse housing types available within the region.
To explore today’s FHA best rates and assess necessary qualifications such as downpayment, income, credit, reserves, and required documents, use our FHA calculator. This tool is your guide to understanding the full scope of the requirements needed to qualify for these loans successfully.
The Lendersa® calculator is a resourceful tool for comparing FHA rates and terms alongside other loan programs' offerings. Thoroughly explore conventional loans, jumbo options, VA, USDA products, non-QM loans, and hard money opportunities for comprehensive comparisons across financial choices meeting varied needs.
Lendersa® sources detailed information from thousands of lenders and efficiently compares these details with your personal financial profile, delivering essential, tailored insights promptly to inform your borrowing decisions.
The Loan Limits Comparison Table for 2026 in Trenton county, Wayne, MI, assists in evaluating maximum amounts across FHA, conventional, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. For understanding qualification benchmarks like income, reserves, and credit facets, Lendersa® Super Loan Integrated Qualifier (SLIQ™) offers in-depth analyses to guide informed decisions.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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