For 2026, the FHA loan limits in Chatfield, Fillmore, MN are established at $472,030 for a single home, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for fourplexes.
Conventional loans allow a cap of $726,200 for one-unit homes, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for quadplexes.
Check out our FHA calculator to find current best FHA rates and calculate the down payment, income, credit, savings, and necessary documents to qualify.
The Lendersa® tool allows comparison of FHA rates and terms with other loan options. Examine Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offers.
Lendersa® sources data from thousands of lenders, quickly comparing their offerings to fit your specific financial profile.
For 2026 in Chatfield, Fillmore, MN, refer to the Loan Limits Comparison Table for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money limits. To compare qualification needs like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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