FHA Loan Max Loan amount for Stewartville, Olmsted County, MN in 2026

In 2026, FHA loan limits for Stewartville county in Olmsted, MN, are detailed as follows: $472,030 for a single-family home, $604,400 for 2-unit properties, $730,525 for residences with 3 units, and $907,900 for homes with 4 units.

The maximum loan amount available for conventional loans on a single-family residence is $726,200. For two units, the limit is $929,850; three-unit properties can borrow up to $1,123,900, and four-unit homes are capped at $1,396,800.

Use our FHA calculator to explore today's best FHA rates and to determine the required downpayment, income needs, credit score, reserves, and documentation necessary for qualification.

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Investigate Your Loan Options in Stewartville, MN

The Lendersa® calculator lets you compare FHA rates and terms with those of other diverse loan programs. Assess options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.

Lendersa® compiles loan program data from thousands of lenders, swiftly aligning it to fit your individual financial profile and needs.

The Loan Limits Comparison Table for 2026 in Stewartville county, Olmsted, MN, displays maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For reviewing qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Stewartville county of Olmsted, MN

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • The Bank of Elk River
  • 630 Main Street, Elk River, MN, 55330
  • Lends in Minnesota
  • The Bank of Elk River is a community bank that has been family-owned and operated since 1885. Founded with a vision of being strong, loyal and innovative - a tradition we still honor today - we are committed to providing our customers with great service, convenient products and an overall better banking experience.

  • First Security Bank
  • 100 East Main Street, Sleepy Eye, MN, 56085
  • Lends in Minnesota
  • At First Security Bank, we believe it’s not only our job, but also our responsibility, to know every facet of finance. This allows us to see the larger picture and understand how each aspect affects the other. Using this broader view, we can provide sound financial advice, support and services to you – our customer and most valued asset.

  • United Family Mortgage Monticello
  • 8623 Elk Ave, Monticello, MN, 55362
  • Lends in Minnesota
  • United Family Mortgage has been in business for more than 20 years and we strive to offer our local Elk River family and friends the best mortgage services available, in addition to our extended family and friends in the Otsego, Ramsey, Zimmerman and Big Lake, MN areas. If you are in the area

  • Citizens Bank & Trust Co
  • 102 Main St South, Hutchinson, MN, 55350
  • Lends in Minnesota
  • Citizens Bank and Trust, your hometown bank since 1886. We are proud to provide personal banking, commercial banking, agricultural banking, and mortgage lending to Hutchinson and the surrounding area. As one of the few remaining independent banks, we can provide you with fast and flexible service that is unmatched by others.

  • Roseth Mortgage LLC
  • 18990 238th Avenue Northwest, Big Lake, MN, 55309
  • Lends in Minnesota
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Minnco Credit Union
  • 236 2nd Avenue SW, Cambridge, MN, 55008
  • Lends in Minnesota
  • Minnco Credit Union has provided the people of East Central Minnesota with quality financial products and services at the lowest possible cost. Having grown to more than 28, 000 members, Minnco Credit Union is preserving its rich tradition by continuing to provide our members with new, convenient products and services.

  • LaPorte Group, Inc.
  • 614 2nd St, Jackson, MN, 56143
  • Lends in Minnesota
  • "When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.
    We have helped thousands of individuals in Minnesota, Iowa and Florida over the years. Whether it was purchasing their first home or refinancing the home where they raised their family

  • Sherburne State Bank
  • 12500 Sherburne Ave SE, Becker, MN, 55308
  • Lends in Minnesota
  • We’re proud to be an independently owned community bank and of the vital role we have in the area we serve. From our owners to tellers, we all live, work, and invest in the local homes and businesses in these same communities. At Sherburne State Bank we pride ourselves on being well-rounded bankers who understand sales, underwriting.

  • Home Federal
  • 303 West Main Street, Marshalltown, IA, 50158
  • Lends in Minnesota
  • At Home Federal Savings Bank we are deeply invested in our communities with locations across southeastern Minnesota including Rochester, Austin, Albert Lea, Kasson, La Crescent, Winona, and Spring Valley. In the Twin Cities metro we have a branch in Eagan. Home Federal also has a presence in Iowa with a location in Marshalltown.

  • Center National Bank
  • 301 N. Ramsey Ave., Litchfield, MN, 55355
  • Lends in Minnesota
  • Center Bank is a people-focused community bank with locations in Plymouth, Chaska & Litchfield, Minnesota. What makes Center Bank different: 1- Your money stays local, right here in Minnesota. 2- We make decisions locally after getting to know you - we don't just look at who you are on paper like big banks. 3 - you’re not a customer — you’re family

  • Lending Company, L.L.C.
  • 1716 Hill Ave, Spirit Lake, IA, 51360
  • Lends in Minnesota
  • Lending Company, L.L.C. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.