2026 FHA (Government Loans) Limits for Crystal, Hennepin County, Minnesota

In 2026, the FHA loan limits for Crystal county, Hennepin, MN are set at $515,200 for a single-family home, $659,550 for 2-unit properties, $797,250 for 3-units, and $990,800 for buildings with 4-units.

For conventional loans, the highest amounts are $726,200 for a single-family residence, $929,850 for duplexes, $1,123,900 for tri-plexes, and $1,396,800 for four-unit properties.

Utilize our FHA calculator to discover today's top FHA rates and assess required down payment, income, credit, reserves, and documentation necessary for qualification.

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Explore loan choices in Crystal, MN

With the Lendersa® calculator, you can evaluate FHA rates and terms alongside other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® compiles extensive loan program data from numerous lenders, comparing it efficiently to your financial profile and needs.

Check the Loan Limits Comparison Table for 2026 in Crystal county, Hennepin, MN to see maximum loan values for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to determine qualification needs including income, reserves, and credit scores.

Loan limits Crystal county of Hennepin, MN

SFR 2 Units 3 Units 4 Units
FHA $515,200 $659,550 $797,250 $990,800
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $0 $0 $0 $0
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Crystal FHA Lenders

  • North Memorial Federal Credit Union
  • 3300 Oakdale Avenue North, Robbinsdale, MN, 55422
  • Lends in Minnesota
  • North Memorial Federal Credit Union was formed in 1964 to help and serve the employees of North Memorial Hospital so they would have access to financial services. We have since grown with our sponsor, North Memorial Medical Center and have added Maple Grove Hospital, St. Therese Home Inc. and their respective affiliated offices and clinics.

  • Satori Mortgage
  • 2808 W Broadway Ave, Minneapolis, MN, 55411
  • Lends in Minnesota
  • Satori Mortgage is a Minneapolis mortgage company with the experience and professionalism to make your dream of owning a home a reality. We know the lending industry inside and out and can provide dedicated mortgage solutions to suit any need and any budget.We offer a variety of mortgage solutions.

  • Luminate Home Loans
  • 2523 Wayzata Blvd S, Suite 200, Minneapolis, MN, 55405
  • Lends in Minnesota
  • At Luminate Home Loans, our mission is to unlock people's full potential through finances and provide them with clarity through every step of the loan process.

    We make lending approachable. By bringing transparency and consistency to every part of the financial world, we strive to guide people to decisions that are in their best interest.

  • All American Mortgage Lending Inc
  • 3300 County Road 10, Suite 212, Brooklyn Park, MN, 55429
  • Lends in Minnesota
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Hmong TC Mortgage Inc
  • 6500 Brooklyn Boulevard, Suite 203, Brooklyn Center, MN, 55429
  • Lends in Minnesota
  • Hmong TC Mortgage, Inc is a correspondent lender in MN. We specialized in all types of residential mortgage loans to meet the need of our clients! You can always count on Hmong TC Mortgage, Inc., for honesty, great rates and low closing costs. We are always here to address your concerns.

  • Reliable Mortgage Inc
  • 333 Washington Avenue North, Suite 300, Minneapolis, MN, 55401
  • Lends in Minnesota
  • Reliable Mortgage Inc. has maintained a reputation for exceptional service and competitive mortgage financing since 2001. The majority of our business is derived from referrals of past, satisfied clients and real estate agents. As a local business, we utilize market-leading lenders and secure the best loan program at the lowest possible rates.

  • Northport Funding LLC
  • 424 North Washington Avenue, Suite 201, Minneapolis, MN, 55401
  • Lends in Minnesota
  • At NorthPort, we believe a key component to successful business is having a robust set of services that allow our business customers to manage their financing easily and efficiently giving them more time to focus on the important parts of their business by spending less time shopping the mortgage market.

  • The WestLawn Mortgage Company LLC
  • 6120 Earle Brown Drive, Suite 501, Minneapolis, MN, 55430
  • Lends in Minnesota
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • US BANK
  • 800 Nicollet Mall, Minneapolis, MN, 55402
  • Lends in Minnesota
  • U.S. Bancorp, with nearly 70, 000 employees and $554 billion in assets as of December 31, 2020, is the parent company of U.S. Bank National Association, the fifth-largest commercial bank in the United States. The Minneapolis-based bank blends its relationship teams, branches and ATM network with digital tools that allow customers to bank.

  • MLS Mortgage Group
  • 3612 Fillmore St NE, Minneapolis, MN, 55418
  • Lends in Minnesota
  • "MLS Mortgage Group is a local, Mortgage Broker MN. We have partnered with REALTORS® since our inception to ensure a positive home buying experience.
    MLS Mortgage Group is passionate about community and “keeping it local”. Studies have shown that when shopping local, we create local jobs and income growth for our family and friends."