2025 FHA (Government Loans) Limits for Minneapolis, Hennepin County, Minnesota

For 2025, FHA loan limits in Minneapolis county, Hennepin, MN are as follows: $515,200 for single-family homes, $659,550 for duplexes, $797,250 for triplexes, and $990,800 for four-unit residences.

Regarding conventional loans, the ceiling for a single-family dwelling is $726,200. For two-unit homes, it's $929,850, for three-unit structures it's $1,123,900, and for four-units, the limit is set at $1,396,800.

Utilize our FHA calculator to access today's most competitive FHA rates, assessing essential variables such as the downpayment, income, credit scores, reserves, and required documents for qualification.

Explore loan offers from over 100 lenders for wider finance options.

Explore Loan Alternatives in Minneapolis, MN

With Lendersa®'s calculator, you're empowered to weigh FHA terms against those of other loan programs. Look into and make comparisons among Conventional, Jumbo, VA, USDA, Non-QM, and hard money loan options alongside FHA.

Lendersa® instantly pulls data from a multitude of lenders, aligning it with your financial specifics.

For 2025, examine the Loan Limits Comparison Table in Minneapolis county, Hennepin, MN, which reviews maximum amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a deeper look into requirements like income, reserves, and credit, engage with Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Minneapolis county of Hennepin, MN

SFR 2 Units 3 Units 4 Units
FHA $515,200 $659,550 $797,250 $990,800
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $0 $0 $0 $0
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Funding Resources, LLC.
  • 630 Chestnut Road, Suite 8, Myrtle Beach, SC, 29572
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates & closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • VALUE FUNDING INCORPORATED
  • 126 Lanark Drive, San Antonio, TX, 78218
  • ValueFunding.Net offers the most complete types of loan programs to be found on the web. Our staff has many years of experience in areas of specialization from our select list.. View the many programs offered on the loan programs page. Access our loan application section to have your commercial and residential funding requirements met
  • Edward Voccola & Co. LLC
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  • St. Joe Valley Credit Union
  • 129 S 9th Street, Saint Maries, ID, 83861
  • This credit union was organized on October 31, 1959, to promote thrift among its members & to accumulate a fund from these savings to make needed loans to members. We started with a humble 33 members with a total of $173.00 in assets at that time. To date this credit union has over 2,000 members with assets size from $7,100,000 to over $8,000,
  • PMR - Premier Mortgage Resources LLC
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  • Chimney Rock Mortgage
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  • Chimney Rock Mortgage is a family-owned company that emphasizes community relationships, honesty, and integrity. Since our founding in 1989 by Don Mann, Chimney Rock Mortgage has been dedicated to cultivating trust and practicing responsible lending principles. For 30 years, that proven dedication and trust has given our branches.
  • Coast2coast mortgage
  • 11481 Old St. Augustine Rd, Suite104, Jacksonville, FL, 32258
  • "We offer the assistance you need in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. Today's technology has changed the way we do business. For example, through our website"
  • COAST2COAST MORTGAGE LENDING, LLC
  • 125 B King Street, Saint Augustine, FL, 32084
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  • Capstone Mortgage LLC
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  • Families, singles, veterans, retirees, first-time or repeat buyers – no matter who we serve, our #1 goal is to bring a personal approach to the home financing process. We understand that mortgages are much more than just rates and terms. Kris Wiltfong CEO and President of Capstone Mortgage, LLC
  • Community First Bank WA
  • 8131 W Grandridge Blvd, Kennewick, WA, 99336
  • Community First Bank started twenty years ago with a goal serving our community. We live here, work here and are run by a local board. We offer a full line of lending and business services to small businesses as well as consumer products including investment and trust services.If you want to get to know your banker we look forward to meeting you!