For 2026, FHA loan limits in Minneapolis county, Hennepin, MN are as follows: $515,200 for single-family homes, $659,550 for duplexes, $797,250 for triplexes, and $990,800 for four-unit residences.
Regarding conventional loans, the ceiling for a single-family dwelling is $726,200. For two-unit homes, it's $929,850, for three-unit structures it's $1,123,900, and for four-units, the limit is set at $1,396,800.
Utilize our FHA calculator to access today's most competitive FHA rates, assessing essential variables such as the downpayment, income, credit scores, reserves, and required documents for qualification.
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For 2026, examine the Loan Limits Comparison Table in Minneapolis county, Hennepin, MN, which reviews maximum amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a deeper look into requirements like income, reserves, and credit, engage with Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $515,200 | $659,550 | $797,250 | $990,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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