2026 FHA Loan Limits for Detroit-Lakes, Becker County, Minnesota

In 2026, the FHA loan limits for Detroit-Lakes county in Becker, MN are $356,362 for a single-family home, $456,275 for two-unit properties, $551,500 for three-unit homes, and $685,400 for four-unit dwellings.

Conventional loan maximums are set at $548,250 for a single-family residence, $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.

Use our FHA calculator to discover today’s prime FHA rates and figure out the required downpayment, income, credit reserves, and documents necessary for qualification.

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Explore Your Loan Choices in Detroit-Lakes, MN

Lendersa® calculator helps you to compare FHA rates and terms against a variety of other loan programs—Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans—with FHA.

Lendersa® collects extensive loan data from thousands of lenders, offering comparisons tailored to your specific financial profile and needs in seconds.

The Loan Limits Comparison Table for 2026 in Detroit-Lakes county of Becker, MN includes comparisons of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For comparing criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Detroit-Lakes county of Becker, MN

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Detroit-Lakes FHA Lenders

  • Principle Mortgage Group, Inc.
  • 1135 Washington Ave, Suite 100, Detroit Lakes, MN, 56501
  • Lends in Minnesota
  • Principle Mortgage Group, Inc. is a wholesale Mortgage Broker committed to providing our clients with great customer service combined with great rates. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced mortgage professionals

  • Dawson Home Mortgage
  • 655 3rd Avenue SE, Suite C, Perham, MN, 56573
  • Lends in Minnesota
  • At Dawson Home Mortgage we strive to give our customers competitive rates and offer a broad range of products giving you the top notch service you deserve.As a customer you will be treated as an individual and not just another number. We will walk you through every step of the way making sure your loan is processed on time.

  • Community Development Bank
  • 516 Main Street, Ogema, MN, 56569
  • Lends in Minnesota
  • Community Development Bank was founded in 1906 and purchased by three non-profit Community Development Corporations in 2001. A for-profit financial institution owned by non-profit Community Development Corporations is very unique and brings significant economic development resources to the communities we serve

  • The Citizens National Bank of Park Rapids
  • 300 1st Street West, Park Rapids, MN, 56470
  • Lends in Minnesota
  • On January 1, 1933, a group of dedicated community leaders began providing full service banking to the Park Rapids area when the doors were opened at the Citizens National Bank of Park Rapids. One of those involved in that achievement was Harold Bishop of Bishop's Department Store.

  • Mid Central Federal Savings Bank
  • 520 South Jefferson St, Wadena, MN, 56482
  • Lends in Minnesota
  • Mid-Central National Bank has been a partner in this area’s progress since 1957. We have helped consumers and businesses alike to prosper for over 50 years by providing superior services to our customers. Our staff of experienced professionals will respond to your financial needs in a timely and effective manner.

  • Northwestern Bank
  • 4 North Main Street, Dilworth, MN, 56529
  • Lends in Minnesota
  • Northwestern Bank is a fourth generation, family owned and operated bank serving Dilworth residents the way we’d want to be served. We offer full banking services for businesses, individuals and our agricultural community. Whether you’re looking for a mortgage lender to purchase your first home or a commercial loan, we can assist you.

  • Mid Minnesota Federal Credit Union
  • 104 3rd Ave W, Ada, MN, 56510
  • Lends in Minnesota
  • Mid Minnesota Federal Credit Union serves all of Cass, Crow Wing, Douglas, Morrison, Norman, Otter Tail, Todd, and Wadena Counties. If you live, work, worship, or attend school in any of these geographic regions, or are a relative of someone who live, works, worships, or attends school in these areas, you are eligible for membership.

  • FIRST NATIONAL BANK NORTH
  • 600 Minnesota Avenue, Walker, MN, 56484
  • Lends in Minnesota
  • The First National Bank North has served local communities since 1902 and now serves several Minnesota Communities. At First National Bank North, we are invested in the growth and success of the Minnesota Communities we serve. As we continue to grow and provide the newest features to our customers, whether that be e-statements, mobile banking.

Also lends in Minnesota

  • F-M Mortgage Corporation
  • 801 10th Street South, Suite 100, Fargo, ND, 58103
  • F-M Mortgage was founded in May of 1992 by Marles Hass and Larry Reiser. F-M Mortgage's home office is located at 801 10th Street South, in downtown Fargo, ND. Our Bismarck office is located downtown, in the Logan's on Third building, at 120 3rd Street North. We are the EXPERIENCED EXPERTS in the Mortgage Market in North Dakota and Minnesota.

  • First Class Mortgage Inc.
  • 2300 13th Avenue S, Fargo, ND, 58103
  • First Class Mortgage is more than just our company name. It's the way we do business! Whether you are buying a new home or refinancing your existing mortgage, our dedicated team is committed to satisfying your home financing needs. We provide First Class service, First Class knowledge, and First Class experience