FHA Loan Max Loan amount for Forest-Lake, Washington County, MN in 2025

For 2025, the FHA loan limits in Forest-Lake county, Washington, MN are set at $402,500 for a single-family home, $515,250 for two units, $622,850 for three units, and $774,050 for four units.

Conventional loan maximums are $548,250 for a single-family home, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Our FHA calculator can show you today’s best rates and help determine the necessary downpayment, income, credit, reserves, and documentation for qualification.

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The Lendersa® calculator allows you to compare FHA rates against those of other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® efficiently collects loan program data from thousands of lenders, comparing it against your specific financial profile and needs.

The Loan Limits Comparison Table for 2025 in Forest-Lake county, Washington, MN offers insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification requirements such as income, reserves, and credit.

Loan limits Forest-Lake county of Washington, MN

SFR 2 Units 3 Units 4 Units
FHA $402,500 $515,250 $622,850 $774,050
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $0 $0 $0 $0
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • ExactLenders LLC
  • 56200 Trenton Ln, Plymouth, MN, 55442
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • KPT Mortgage Advisors LLC
  • 2038 Ford Parkway, Suite 510, Saint Paul, MN, 55116
  • Join KPT Mortgage Advisors LLC in revolutionizing the mortgage industry! We're not just brokers; we're trailblazers dedicated to transforming your financial journey. Our mission is clear: empower everyone, from first-time buyers to seasoned investors. Experience unparalleled guidance and advocacy as we prioritize your financial well-being. Contact
  • Edina Realty Mortgage
  • 735 Cleveland Ave S, Saint Paul, MN, 55116
  • At Edina Realty, we believe that an informed buyer or seller is an empowered one. We offer as much information online as possible, and our agents can fill in the gaps that data can’t provide by offering insights you can use throughout the home buying or selling process in Minnesota and western Wisconsin.
  • MORTGAGE CAPITAL
  • 9473 Garland Lane N, Maple Grove, MN, 55311
  • Mortgage Capital can assist with all of your constructions needs. Whether you are looking for plans, looking for lots, creating a budget, or looking for builders, We are committed to the highest level of services, ease and value for conventional mortgages, refinances, home equity lines, FHA, USDA, VA, jumbo financing, first-time buyers etc..
  • Optima Lending LLC
  • 2819 Hennepin Avenue, Suite 2A, Minneapolis, MN, 55408
  • Optima Lending is a full-service mortgage company located in Minneapolis providing exceptional mortgage solutions to help you purchase your dream home. Start today with a free consultation with one of our Mortgage Care Professionals and Optima Lendings was founded with a distinct purpose to help our clients reach their financial goals
  • Lend Smart Mortgage
  • 100 Bridgepoint Dr, Suite 190, South Saint Paul, MN, 55075
  • Lend Smart Mortgage has operated as a mid sized, locally owned retail lender since inception in 2006. We have made several acquisitions over the years to continue our planned growth and expand our licensing base. We are direct lenders and seller/servicers with both Fannie Mae and Freddie Mac which means we control the entire mortgage process
  • Kvikstad Mortgage Solutions Inc
  • 2462 Hampshire Court, Mendota Heights, MN, 55120
  • Kvikstad Mortgage Solutions the company in 2004 to provide a better and more personalized option for my clients. As an independent, small business I have very little overhead, so I am able to pass those savings on to my clients. I do not have to charge the same high fees and rates as the banks and other big companies.
  • Gabriel Financial Group Inc
  • 1171 Northland Drive, Suite 100, Mendota Heights, MN, 55120
  • Gabriel Financial Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Spectra Home Mortgage
  • 750 South Plaza Drive, Suite 319, Mendota Heights, MN, 55120
  • At Spectra Home Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Equity Source Mortgage
  • 13606 Birch Rd, Rogers, MN, 55374
  • At Equity Source Mortgage (NMLS #295556) we sit on your side of the table. We know the costs – whether you are buying a home for the first time or refinancing an existing mortgage, we share our deep knowledge of the industry from the very first meeting. We are a team that is customer-centric, experienced
  • The Bank of Elk River
  • 630 Main Street, Elk River, MN, 55330
  • The Bank of Elk River is a community bank that has been family-owned and operated since 1885. Founded with a vision of being strong, loyal and innovative - a tradition we still honor today - we are committed to providing our customers with great service, convenient products and an overall better banking experience.