For the year 2026, the FHA loan limits in the county of Hennepin, which is part of Hopkins, MN, are structured as follows: for a single-family home, the limit is $515,200. For properties with two units, the cap is $659,550. Those with three units have a limit set at $797,250, and four-unit properties are capped at $990,800.
When it comes to conventional loans, the limits are $726,200 for single-family residences. For a property with two units, the maximum is $929,850. Three-unit buildings are capped at $1,123,900, and those with four units can borrow up to $1,396,800.
To find the best FHA rates available today and calculate requirements like downpayment, income, creditworthiness, reserves, and necessary documents needed for qualification, please use our handy FHA calculator.
Compare diverse loan offers from a wide selection of 100 lenders
The Lendersa® calculator is a robust tool for contrasting FHA rates and terms alongside those of various other loan types. This tool allows for comprehensive comparisons with Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans to help you find the optimal option.
By pulling detailed information from thousands of lenders, Lendersa® offers instantaneous comparisons to align loan options with your specific financial needs and goals efficiently.
See the Loan Limits Comparison Table for 2026 in Hopkins county within Hennepin, MN, which juxtaposes the maximum amounts on FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To explore the qualifications required—covering aspects such as income, reserve levels, and credit scores—make use of Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $515,200 | $659,550 | $797,250 | $990,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
Hopkins FHA Lenders |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
