In 2026, FHA loan limits in St.-Louis-Park county of Hennepin, MN include $402,500 for a single-family home, $515,250 for a duplex, $622,850 for three units, and $774,050 for four-unit properties. These limits are crucial for those navigating the FHA loan process, as they determine the scope of financing available for various types of housing.
Concerning conventional loans, the maximum loan amounts are set at $548,250 for a single-family residence, increasing to $702,000 for two-unit dwellings, $848,500 for properties with three units, and $1,054,500 for four-unit homes. Knowing these figures helps in effective financial planning when considering conventional loan options.
Utilize our FHA calculator to discover today’s optimal FHA rates and to understand the necessary downpayment, income verification, credit score prerequisites, reserves, and documentation required for qualification.
Review and compare loan offers from more than 100 lenders, providing a wide array of options tailored to diverse financial profiles and housing requirements.
The Lendersa® calculator empowers borrowers to compare FHA loan rates and terms against a broad range of other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, offering a comprehensive overview for strategic financial decision-making.
Lendersa® sources data from thousands of lenders, comparing it swiftly with your unique financial profile to offer personalized insights into loan options best suited to your needs.
The Loan Limits Comparison Table for 2026 in St.-Louis-Park county of Hennepin, MN, provides maximum loan amounts across FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For an in-depth analysis of qualification requirements like income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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