In 2026, the FHA loan limit in Hugo county within Washington, MN, is set at $515,200 for a single-family home. For 2-unit properties, it's $659,550, for 3-units $797,250, and for 4-units $990,800.
The maximum for conventional loans on single-family homes is $726,200, with limits of $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Our FHA calculator can assist you in finding today’s top FHA rates and determining what downpayment, income level, credit score, reserves, and documents you will need for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms against other loan programs, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, all at once.
Lendersa® rapidly aggregates data from thousands of lenders, making comparisons tailored to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Hugo county of Washington, MN includes mappings of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $515,200 | $659,550 | $797,250 | $990,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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