In 2026, FHA loan limits in Mahtomedi county of Washington, MN are specified as: $515,200 for a single-family home, $659,550 for residences with 2 units, $797,250 for 3-unit homes, and $990,800 for properties with 4 units.
Maximum loan limits for conventional loans are $726,200 for single-family residences, with $929,850 for 2-unit properties, $1,123,900 for 3-unit properties, and $1,396,800 for residences with 4 units.
Utilize our FHA calculator to check today’s prime FHA rates and determine key requirements such as downpayment, income, credit, reserves, and documents necessary for qualification.
With the Lendersa® calculator, access the ability to compare FHA rates and terms with other loan programs thoroughly. This includes considering options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA.
Loan data from thousands of lenders is quickly analyzed by Lendersa® to align with your individual financial profile and requirements.
For 2026 in Mahtomedi county of Washington, MN, the Loan Limits Comparison Table details maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed assessment of qualification needs, including income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $515,200 | $659,550 | $797,250 | $990,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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