For 2026, the FHA loan limit in La-Crescent county of Houston, MN is specified: $356,362 for single-family homes, $456,275 for two-unit buildings, $551,500 for three-unit structures, and $685,400 for four-unit properties. These limits are crucial for potential homebuyers to plan their investments effectively.
The highest amount allowable for conventional loans on single-family residences is $548,250. For two-unit properties, it's $702,000; for three-unit homes, $848,500; and for four units, $1,054,500. Knowledge of these limits is essential for determining suitable financing options.
Our FHA calculator provides the most current FHA rates, helping you calculate the downpayment, income, credit requirements, reserve needs, and necessary documentation for loan qualification.
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With the Lendersa® calculator, you can compare the rates and terms of FHA loans with those of other financing options like conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans. This helps you understand how FHA loans measure up against other popular choices.
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Compare loan limits for 2026 in La-Crescent county of Houston, MN across FHA, conventional, jumbo, USDA, VA, Non-QM, super jumbo, reverse mortgage (HECM), and hard money loans using our Loan Limits Comparison Table. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review qualification criteria such as income, reserve requirements, and credit score necessities.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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