In 2025, under FHA guidelines, the loan limits in Lonsdale county, part of Rice, MN, are set as follows: $472,030 for individual family homes, $604,400 for two-unit properties, $730,525 for three-unit buildings, and $907,900 for four-unit dwellings. These limits are essential for prospective homeowners planning their financing strategies.
For conventional loans, the maximum amounts are $726,200 for single-family residences, $929,850 for homes with two units, $1,123,900 for three units, and $1,396,800 for four-unit homes. Knowing these numbers is vital for structuring loan applications.
Use our FHA calculator to access today's FHA rates. Calculate down payments, income requirements, credit score, reserves, and necessary documents to ensure you meet qualification criteria.
Explore loan offers from a network of 100 lenders to discover the best fit for your financial needs.
Utilize the Lendersa® calculator to compare FHA rates and terms with other loan programs such as conventional, jumbo, VA, USDA, Non-QM, and hard money loans. This tool provides a comprehensive analysis to understand different financial options.
Lendersa® accesses detailed loan data from a broad spectrum of lenders, quickly aligning this with your financial profile to deliver precise, customized insights.
Consult the Loan Limits Comparison Table for 2025 in Lonsdale county of Rice, MN, featuring maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, Non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. For detailed comparisons of necessary qualifications like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
