As of 2026, the FHA loan limits in Northfield county, Rice, MN are set at $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.
For conventional loans, the maximum limits are $726,200 for a single-family home, $929,850 for two-unit properties, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to discover today's optimal FHA rates and understand what downpayment, income, credit, reserves, and documents are necessary to qualify.
The Lendersa® calculator enables comparisons between FHA rates and terms against those of other loan products, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates comprehensive loan program data from thousands of lenders and efficiently analyzes it to fit your unique financial profile and requirements.
Refer to the Loan Limits Comparison Table for 2026 in Northfield county, Rice, MN to evaluate the maximum loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing qualification requirements like income, reserves, and credit benchmarks.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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