In 2025, the FHA loan limits applicable to Maple-Grove county, part of Hennepin, MN, stand at $402,500 for a single-family home. Those looking at two-unit properties will find the limit set to $515,250. For residences with three units, the restriction increases to $622,850, and for four-unit properties, the loan limit extends to $774,050. These figures are crucial for understanding the scope of financing available through FHA loans, enabling buyers to plan their investment strategies accordingly.
For conventional loans, the maximum loan amount you can borrow for a single-family residence is $548,250. If you're considering a two-unit property, the amount rises to $702,000. For three-unit homes, it's $848,500, and for four-unit properties, the capped amount is $1,054,500. These limits serve as guidelines for financial planning and are vital for making informed borrowing decisions.
Access today's most competitive FHA rates using our FHA calculator. This tool also helps you determine the required downpayment, verify income and credit criteria, assess reserves, and identify all necessary qualification documents. By utilizing this calculator, you can gain a comprehensive understanding of what it takes to qualify for an FHA loan, making the loan application process more manageable and straightforward.
Explore a broad range of loan offers from more than 100 lenders, providing you a variety of financial solutions tailored to your specific needs and financial profile. Comparing these offers enables you to find the optimal mortgage solution.
The Lendersa® calculator provides a detailed comparison of the FHA rates and terms against a multitude of other loan programs, offering insights into the best financial strategies for your specific circumstances. This includes the opportunity to investigate Conventional loans, which offer versatility; Jumbo loans, perfect for larger purchases; VA loans for veterans; and USDA loans for rural properties. Non-QM loans cater to non-standard borrowers, and hard money loans are ideal for real estate investors needing quick financing.
Lendersa® aggregates extensive loan data from numerous lenders and promptly analyzes it against your unique financial circumstances, providing rapid, personalized guidance tailored to your monetary needs and capacity. This real-time analysis supports informed decisions about which financial path to pursue.
In Maple-Grove county of Hennepin, MN for 2025, the Loan Limits Comparison Table examines maximum loan amounts available through FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a deep dive into qualification requirements such as income, reserves, and credit standards, engage with the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for expert insights.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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