In 2025, the FHA loan limit for Plymouth county, part of Hennepin, MN, is designated as $515,200 for a single-family home. For dual-unit properties, this limit rises to $659,550, suitable for accommodating additional housing space. With regard to tri-unit buildings, the allowable limit extends to $797,250, supporting more robust housing projects, and for quad-unit homes, the FHA establishes a maximum of $990,800. Understanding these limits is pivotal for ensuring prospective homeowners and investors can effectively plan their property purchases and financing strategies.
Regarding conventional loans, the highest permissible loan amount begins at $726,200 for single-family homes. In the context of two-unit properties, it increases to $929,850. For properties holding three units, the upper loan limit extends to $1,123,900. Meanwhile, four-unit structures have a conventional loan limit set to $1,396,800. These limits serve as benchmarks for evaluating potential mortgage parameters, ensuring borrowers can make informed decisions about financial planning and property investment.
Utilize our FHA calculator to easily see the most competitive FHA rates available today, and ascertain the specifics regarding necessary downpayments. The calculator aids in understanding required income benchmarks, credit score requirements, reserves necessary, and documents essential to qualify, enabling efficient preparation.
Compare loan offers from a range of over 100 lenders, ensuring access to diverse financial options that cater to varied housing needs and financial conditions, giving you peace of mind and financial options.
With the Lendersa® calculator, you are equipped to compare and contrast the rates and terms of FHA loans alongside those of many other loan programs. This comparison allows examination of options like Conventional loans, known for their broad applicability, Jumbo loans tailored for higher-value transactions, and VA loans, specifically benefitting veterans. Additionally, USDA loans provide excellent opportunities for rural home purchases, while Non-QM loans support non-traditional borrowing channels, and hard money loans cater to investors in need of expedited financing.
Drawing data from an extensive network of lenders, Lendersa® rapidly aligns this information with your financial profile and objectives, delivering targeted loan insights efficiently. This capability assists you in making well-informed decisions about your home financing.
The Loan Limits Comparison Table for 2025 in Plymouth county of Hennepin, MN allows comparing maximum loan values across FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money lending categories. Use this tool to garner comprehensive insights into how various loans stack up against one another, and for critical qualification metrics like income, reserves, and credit assessments, rely on Lendersa® Super Loan Integrated Qualifier (SLIQ™) for detailed guidance.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $515,200 | $659,550 | $797,250 | $990,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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