In 2026, the FHA loan limits for Monticello county of Wright, MN are as follows: $515,200 applies to single-family homes, $659,550 for 2-units, $797,250 for 3-units, and $990,800 for 4-units.
For conventional loans, the maximum loan amount available for a single-family residence is $726,200. For 2-units, it’s $929,850, for 3-units it is $1,123,900, and for 4-units, the cap is $1,396,800.
Use our FHA calculator to access today’s top FHA rates and assess the required downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those available from other loan programs. Evaluate options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® rapidly collects and compares loan program data from thousands of lenders against your unique financial profile and needs.
In 2026, the Loan Limits Comparison Table for Monticello, Wright, MN, highlights maximum loan amounts across various types, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $515,200 | $659,550 | $797,250 | $990,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $358,800 | $358,800 | $358,800 | $358,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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