2026 FHA Loan Limits for Big-Lake, Sherburne County, Minnesota

For 2026, FHA loan limits in Big-Lake county of Sherburne, MN are set at $402,500 for a single-family home, $515,250 for two-unit residences, $622,850 for three-unit homes, and $774,050 for properties with four units.

The maximum amount available for conventional loans on a single-family house is $548,250, with limits of $702,000 for two-unit homes, $848,500 for three-unit houses, and $1,054,500 for residences with four units.

Use our FHA calculator to find today's optimal FHA rates and calculate the required downpayment, income verification, credit, reserves, and documents needed for qualification.

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The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® sources loan program data from thousands of lenders, quickly comparing it to your individual financial profile and requirements.

In 2026, the Loan Limits Comparison Table for Big-Lake county of Sherburne, MN shows maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Big-Lake county of Sherburne, MN

SFR 2 Units 3 Units 4 Units
FHA $402,500 $515,250 $622,850 $774,050
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $322,000 $322,000 $322,000 $322,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Access Home Loans LLC
  • 601 Main Street Southeast, Suite 234, Minneapolis, MN, 55414
  • Lends in Minnesota
  • Access Home Loans is a Elite Minneapolis mortgage company Brian Kearney, company's founder and only originator, is an 18 year mortgage industry expert. Simple, smooth process and quick close is the goal for every transaction. LOCAL company, not out-of-state lender. Word-of-mouth and referrals from past clients are primary drivers of my business.

  • US Mortgage Investments
  • 5201 Eden Avenue, Edina, MN, 55436
  • Lends in Minnesota
  • Us Mortgage Inv. offers a best in class Mortgage experience.
    -Competitive pricing
    - Speed to close
    - Best in class VA Loan pricing
    - Integrity
    US Mortgage Investments to find the mortgage loan that works best for you. With a professional yet friendly approach, we help you feel comfortable about what can be a stressful process.

  • North American Banking Company
  • 2230 Albert Street, Roseville, MN, 55113
  • Lends in Minnesota
  • We offer a better banking experience. We're not your average bank. We like problem solving. We like making things happen. And, we like having a little fun while we're at it. Founded on July 21, 1998, North American Banking Company has been committed to providing personal service to its community.

  • Northstar Bank
  • 1820 Lexington Ave N, Saint Paul, MN, 55113
  • North Star Bank is an independent, locally owned bank with a proud tradition of sound management and integrity. Established in 1947, we have been continuously committed to providing quality, customized banking service for personal and commercial financial needs. When you bank with us, your money is reinvested into the community in which you live

  • Progressive Lending Solutions Inc
  • 2277 West Highway 36, Suite 304, Roseville, MN, 55113
  • Lends in Minnesota
  • Progressive Lending Solutions we have access to practically EVERY loan program and underwriting option that is available in the marketplace. We have all of the programs anyone else would have, but also many that traditional banks do not.As a Consultant, in a sense I can do the shopping for you, identifying what the best underwriting.

  • First Equity Mortgage
  • 1935 County Road B2 West, Suite 265, Roseville, MN, 55113
  • Lends in Minnesota
  • First Equity Mortgage, our goal is to find you the best loan with the most competitive rate and terms, so you can move in sooner with less effort. Let us help you navigate the unpredictable housing market, and provide you with the safety, security and peace of mind that comes with closing your loan quickly

  • M&M MORTGAGE, LLC
  • 1700 West Highway 36, Roseville, MN, 55113
  • Lends in Minnesota
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in their area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Progressive Lending Solutions, Inc.
  • 2277 West Highway 36, Suite 304, Roseville, MN, 55113
  • Lends in Minnesota
  • Progressive Lending Solutions, Inc., and their entire support staff offers over 100 years of experience in the mortgage industry. We are committed to providing our clients with continuous feedback and communication, fast approvals and excellent customer satisfaction. Progressive Lending Solutions prides itself on incorporating unparalleled

  • Cambria Mortgage
  • 6385 Old Shady Oak Road, Suite 175, Eden Prairie, MN, 55344
  • Lends in Minnesota
  • Cambria Mortgage is a family-run business with deep MN roots. Whether you are buying a home or refinancing your current mortgage, you’ve come to the right place.Cambria Mortgage is a family-run business with deep MN roots. Our rich heritage is built on sound business principles such as hard work, commitment to the customer and integrity.