FHA Loan Max Loan amount for North-Mankato, Nicollet County, MN in 2026

In 2026, FHA loan limits in North-Mankato county of Nicollet, MN are $356,362 for a single-family home, $456,275 for two units, $551,500 for three units, and $685,400 for four units.

For conventional loans, the maximum amounts are $548,250 for a single-family, $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.

Use our FHA calculator to find today's best FHA rates and calculate the required downpayment, income, credit, reserves, and necessary documents for qualification.

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Lendersa® provides a calculator to compare FHA rates and terms with other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® pulls loan data from numerous lenders and swiftly assesses it against your financial profile and needs.

The Loan Limits Table for 2026 in North-Mankato county of Nicollet, MN, allows comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For evaluating qualification needs like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits North-Mankato county of Nicollet, MN

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


North-Mankato FHA Lenders

  • MinnStar Bank
  • 201 Poplar Street, Mankato, MN, 56001
  • Lends in Minnesota
  • MinnStar Bank is dedicated to providing customers with quality financial services in an efficient and caring manner. We are committed to enriching the communities we serve and offer professional bankers with unparalleled years of experience in personal banking, business banking, agribusiness banking and real estate banking.

  • North Star Mortgage LLC
  • 1720 Adams Street, Suite 100, Mankato, MN, 56001
  • Lends in Minnesota
  • At North Star Mortgage. We are located in Mankato Minnesota. We’ve been helping people purchase or refinance home mortgages for 27 YEARS! We use a wide range of mortgage loans to help our clients find the best loan option. Hopefully, this website will help you understand the different loan options and the process.

  • PrimeSource Funding
  • 1751 N Victory Drive, Suite 500, Mankato, MN, 56001
  • Lends in Minnesota
  • At PrimeSource Funding we are committed to providing you with the best mortgage experience available. Our mortgage loan experts are here to help you every stage of the loan process. Whether you're a first-time home buyer, looking to refinance to a lower rate, need financing for cash-out to complete some home improvements

  • ProGrowth Bank
  • 703 3rd Street, Nicollet, MN, 56074
  • Lends in Minnesota
  • ProGowth Bank is more about people than products. It’s about you. ProGrowth Bank is here to build a lifelong relationship to support your financial success and help you achieve financial wellness in life. ProGrowth Bank provides resources and opportunities that business owners need… that you need.

  • First National Bank of Le Center
  • 10 W Minnesota St, Le Center, MN, 56057
  • Lends in Minnesota
  • The First National Bank of Le Center has been proudly serving the communties of Le Center and Kilkenny for over 100 years.
    We think the First National Bank of Le Center Facebook page is a unique way to communicate news to you, keep you updated about things going on in our community as well as an opportunity to get to know us.

  • The First National Bank of Waseca
  • 101 North State Street, Waseca, MN, 56093
  • Lends in Minnesota
  • First National Bank is a local, family-owned and managed bank that has been proudly serving southern Minnesota since 1874. We strive to meet the growing needs of our customers while developing and maintaining the personal aspects of service that is synonymous with community banking.

  • First Security Bank
  • 100 East Main Street, Sleepy Eye, MN, 56085
  • Lends in Minnesota
  • At First Security Bank, we believe it’s not only our job, but also our responsibility, to know every facet of finance. This allows us to see the larger picture and understand how each aspect affects the other. Using this broader view, we can provide sound financial advice, support and services to you – our customer and most valued asset.

  • Frandsen Bank & Trust
  • 116 Central St W, Lonsdale, MN, 55046
  • Lends in Minnesota
  • Frandsen Bank & Trust is a full-service community Bank with offices in Minnesota, North Dakota, and Wisconsin. Our complete selection of Banking products and services is delivered with superior customer service. We proudly offer business and personal Banking solutions along with wealth management trust* services.

  • HomeTown Credit Union
  • 2400 West Bridge Street, Owatonna, MN, 55060
  • Lends in Minnesota
  • HomeTown Credit Union is a not-for-profit financial cooperative owned by members. Serving the communities of Dodge, Rice, Steele and Waseca counties in Southern Minnesota, HomeTown Credit Union has two locations in Owatonna and one location in Faribault. Loan options include home loans, land loans, personal loans, auto loans, school loans and more.

  • Mortgage Avenue
  • 255 1st Ave E, Shakopee, MN, 55379
  • Lends in Minnesota
  • Mortgage Avenue helps you navigate the ins & outs of qualifying for and securing a home loan. Founder & home-financing expert Mike Louden educates and coaches you on financing options & helps you determine the type of home you can afford. Unlike the impersonal online mortgage companies where you need to fit neatly into their “box” to qualify,