In 2025, the FHA loan limits for residences in Nowthen county of Anoka, MN are set at $515,200 for single-family homes, $659,550 for two-unit properties, $797,250 for three-unit buildings, and $990,800 for four-unit structures. These limits are crucial for guiding buyers in planning their home purchase finances.
The conventional loan maximums are outlined as follows: for a single-family residence, it is $726,200; for two-unit homes, the limit is $929,850; for three-unit properties, $1,123,900; and for four-unit homes, it is $1,396,800. Understanding these figures is vital for structuring effective loan applications.
Use our FHA calculator to discover today’s optimal FHA rates and to assess the required down payment, income standards, credit criteria, reserve needs, and necessary documentation to qualify for a loan.
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The Lendersa® calculator offers a means to compare FHA loan rates and terms against alternatives like conventional, jumbo, VA, USDA, Non-QM, and hard money loans. This comprehensive analysis ensures you understand how FHA options stack up against others.
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For 2025, utilize the Loan Limits Comparison Table in Nowthen county of Anoka, MN to gauge maximum borrowing amounts for FHA, conventional conforming, jumbo, USDA, VA, Non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. For detailed evaluations of income, reserve needs, and credit qualifications, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $515,200 | $659,550 | $797,250 | $990,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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