In 2026, the FHA loan limit for Ham-Lake, located in Anoka county, MN, is $402,500 for single-family homes, $515,250 for two-unit properties, $622,850 for three-unit homes, and $774,050 for four-unit buildings.
The conventional loan maximums are $548,250 for single-family homes, $702,000 for two-unit residences, $848,500 for three-unit properties, and $1,054,500 for four-unit dwellings.
Use our FHA calculator to find the most competitive FHA rates today and to estimate the required downpayment, income levels, credit standing, reserves, and documentation necessary to qualify.
The Lendersa® calculator allows you to compare FHA interest rates and terms with those of other loan programs. You can easily explore and evaluate options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® gathers extensive loan program data from thousands of lenders, offering speedy comparisons tailored to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Ham-Lake county, part of Anoka, MN, lets you evaluate maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage, and hard money loans. For a detailed review of requirements such as income, credit, and reserves, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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