For 2025, the FHA loan limit in Pipestone, located in Pipestone, MN, is set at $472,030 for single-family homes; $604,400 for two-unit properties; $730,525 for three-units; and $907,900 for four-unit residences. These limits are crucial for planning FHA financing.
The maximum amount for conventional loans on a single-family residence is $726,200. For two-unit homes, it is $929,850; for three units, $1,123,900; and four-unit properties are limited to $1,396,800. Knowing these values helps in structuring effective loan applications.
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The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs, including conventional, jumbo, VA, USDA, Non-QM, and hard money loans. This comprehensive review ensures an informed decision is made.
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Refer to the Loan Limits Comparison Table for 2025 in Pipestone, Pipestone, MN, to compare maximum loan amounts across FHA, conventional conforming, jumbo, USDA, VA, Non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification needs like income, reserves, and credit score requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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