In 2026, the FHA loan limits for Sleepy-Eye county, part of Brown, MN, are as follows: $356,362 for a single-family home, $456,275 for two units, $551,500 for three units, and $685,400 for four units. These limits help prospective buyers in planning their FHA financing effectively.
The maximum loan amounts for conventional loans on a single-family residence are set at $548,250; for homes with two units, it's $702,000; for three units, the limit is $848,500; and for residences with four units, the cap is $1,054,500. These figures are crucial when structuring mortgage applications.
Use our FHA calculator to access today's best FHA rates and determine necessary downpayments, income requirements, credit limits, reserves, and documents required for loan qualification.
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The Lendersa® calculator allows for detailed comparisons of FHA loan rates and terms with various other loan types, including conventional loans, jumbo, VA, USDA, Non-QM, and hard money. This empowers you to make informed decisions.
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The Loan Limits Comparison Table for 2026 in Sleepy-Eye county, Brown, MN provides a comprehensive comparison of maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, Non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. For detailed evaluations of qualification criteria including income, reserves, and credit scores, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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