In 2025, the FHA loan limits for Sleepy-Eye county, part of Brown, MN, are as follows: $356,362 for a single-family home, $456,275 for two units, $551,500 for three units, and $685,400 for four units. These limits help prospective buyers in planning their FHA financing effectively.
The maximum loan amounts for conventional loans on a single-family residence are set at $548,250; for homes with two units, it's $702,000; for three units, the limit is $848,500; and for residences with four units, the cap is $1,054,500. These figures are crucial when structuring mortgage applications.
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The Lendersa® calculator allows for detailed comparisons of FHA loan rates and terms with various other loan types, including conventional loans, jumbo, VA, USDA, Non-QM, and hard money. This empowers you to make informed decisions.
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The Loan Limits Comparison Table for 2025 in Sleepy-Eye county, Brown, MN provides a comprehensive comparison of maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, Non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. For detailed evaluations of qualification criteria including income, reserves, and credit scores, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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