2026 FHA (Government Loans) Limits for St.-Francis, Anoka County, Minnesota

In 2026, the FHA loan limits in St.-Francis, Anoka county, MN, are $402,500 for a single-family home, $515,250 for two-unit buildings, $622,850 for three-unit properties, and $774,050 for four-unit residences.

The maximum loan amounts for conventional loans on a single-family home are $548,250, with $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.

Use our FHA calculator to find today's best FHA rates and determine the downpayment, income, credit needs, reserves, and documents necessary to qualify.

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The Loan Limits Comparison Table for 2026 in St.-Francis county of Anoka, MN shows maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria such as income, reserves, and credit, try Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits St.-Francis county of Anoka, MN

SFR 2 Units 3 Units 4 Units
FHA $402,500 $515,250 $622,850 $774,050
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $0 $0 $0 $0
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


St.-Francis FHA Lenders

  • The Bank of Elk River
  • 630 Main Street, Elk River, MN, 55330
  • Lends in Minnesota
  • The Bank of Elk River is a community bank that has been family-owned and operated since 1885. Founded with a vision of being strong, loyal and innovative - a tradition we still honor today - we are committed to providing our customers with great service, convenient products and an overall better banking experience.

  • ST. CLOUD FINANCIAL CREDIT UNION
  • 5600 La Centre Ave, Suite 100, Albertville, MN, 55301
  • Lends in Minnesota
  • St. Cloud Financial Credit Union is a local not-for-profit. That means it is natural for us to focus on our members' needs, not our bottom line. We care, we partner with our members on their banking needs, and we build genuine relationships. We are committed to creating a meaningful difference for our members and our community.

  • Roseth Mortgage LLC
  • 18990 238th Avenue Northwest, Big Lake, MN, 55309
  • Lends in Minnesota
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • United Family Mortgage Monticello
  • 8623 Elk Ave, Monticello, MN, 55362
  • Lends in Minnesota
  • United Family Mortgage has been in business for more than 20 years and we strive to offer our local Elk River family and friends the best mortgage services available, in addition to our extended family and friends in the Otsego, Ramsey, Zimmerman and Big Lake, MN areas. If you are in the area

  • Crimson Mortgage
  • 13661 Balsam Ln N, Suite 3, Dayton, MN, 55327
  • Lends in Minnesota
  • Crimson Mortgage, Inc. was founded on the principle that providing great service and having a knowledgeable staff will allow us to exceed our customers’ expectations. The main difference you will receive with Crimson Mortgage is excellent communication with your Loan Officer and yourself.

  • Equity Source Mortgage
  • 13606 Birch Rd, Rogers, MN, 55374
  • Lends in Minnesota
  • At Equity Source Mortgage (NMLS #295556) we sit on your side of the table. We know the costs – whether you are buying a home for the first time or refinancing an existing mortgage, we share our deep knowledge of the industry from the very first meeting. We are a team that is customer-centric, experienced

  • Allstate Home Mortgage
  • 6329 Kutcher Lane, Eden Prairie, MN, 55341
  • Lends in Minnesota
  • At Allstate Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Sherburne State Bank
  • 12500 Sherburne Ave SE, Becker, MN, 55308
  • Lends in Minnesota
  • We’re proud to be an independently owned community bank and of the vital role we have in the area we serve. From our owners to tellers, we all live, work, and invest in the local homes and businesses in these same communities. At Sherburne State Bank we pride ourselves on being well-rounded bankers who understand sales, underwriting.

  • Midwest Mortgage Consultants
  • 600 Soo Lane, Suite 6, Buffalo, MN, 55313
  • Lends in Minnesota
  • At Midwest Mortgage Consultants, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Fairway Financial Services, Inc.
  • 11165 Zealand Ave N, Champlin, MN, 55316
  • Lends in Minnesota
  • Fairway Financial Services, Inc. is a full service mortgage brokerage committed to helping you find the right mortgage product for you. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a mortgage simple and straightforward.