2025 FHA Loan Limits for Victoria, Carver County, Minnesota

For 2025, the FHA loan limits in Victoria county within Carver, MN are structured as follows: $515,200 for a single-family home, $659,550 for properties with 2 units, $797,250 for 3 units, and $990,800 for 4-unit residences.

On the other hand, conventional loans have maximums set at $726,200 for a single-family home. For 2-units, the limit is $929,850, for 3 units it's $1,123,900, and for 4-unit properties, it's $1,396,800.

Use our FHA calculator to explore today’s best available FHA rates and to calculate the necessary down payment, income, credit, reserves, and documentation required to qualify.

Examine loan offers from a diverse selection of 100 lenders

Explore Loan Alternatives in Victoria, MN

The Lendersa® calculator gives you the ability to compare FHA rates and terms against other loan programs. You can evaluate options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans side-by-side with FHA.

By gathering comprehensive data from thousands of lenders, Lendersa® provides quick comparisons aligned to your unique financial profile and needs.

The Loan Limits Comparison Table for 2025 in Victoria county, part of Carver, MN, features maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve into requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Victoria county of Carver, MN

SFR 2 Units 3 Units 4 Units
FHA $515,200 $659,550 $797,250 $990,800
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $358,800 $358,800 $358,800 $358,800
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Granite City Mortgage of Saint Cloud Inc
  • 600 25th Ave S, Suite 208, Saint Cloud, MN, 56301
  • Granite City Mortgage has been in Business since April of 1996 serving the local Saint Cloud area and surrounding communities. Granite City Mortgage of St. Cloud offers a variety of mortgage programs, including:* Conventional loans* Government loans* No up-front fees* Zero down programs* Refinancing* Home equity loans* Debt consolidation.
  • Minnco Credit Union
  • 236 2nd Avenue SW, Cambridge, MN, 55008
  • Minnco Credit Union has provided the people of East Central Minnesota with quality financial products and services at the lowest possible cost. Having grown to more than 28, 000 members, Minnco Credit Union is preserving its rich tradition by continuing to provide our members with new, convenient products and services.
  • MinnStar Bank
  • 201 Poplar Street, Mankato, MN, 56001
  • MinnStar Bank is dedicated to providing customers with quality financial services in an efficient and caring manner. We are committed to enriching the communities we serve and offer professional bankers with unparalleled years of experience in personal banking, business banking, agribusiness banking and real estate banking.
  • North Star Mortgage LLC
  • 1720 Adams Street, Suite 100, Mankato, MN, 56001
  • At North Star Mortgage. We are located in Mankato Minnesota. We’ve been helping people purchase or refinance home mortgages for 27 YEARS! We use a wide range of mortgage loans to help our clients find the best loan option. Hopefully, this website will help you understand the different loan options and the process.
  • PrimeSource Funding
  • 1751 N Victory Drive, Suite 500, Mankato, MN, 56001
  • At PrimeSource Funding we are committed to providing you with the best mortgage experience available. Our mortgage loan experts are here to help you every stage of the loan process. Whether you're a first-time home buyer, looking to refinance to a lower rate, need financing for cash-out to complete some home improvements
  • American Heritage National Bank
  • 2915 2nd Street South, Saint Cloud, MN, 56302
  • American Heritage Bank – The oldest family-owned and operated bank in St. Cloud since 1881, including bank offices in Clearwater, Avon, Long Prairie and Browerville. Also known as the Log Bank, both banking locations in St. Cloud are constructed from full-sized cut pine logs occupying 30, 000 square feet each.
  • Keystone Home Finance, LLC
  • 110 2nd St S, Waite Park, MN, 56387
  • At Keystone Home Finance, LLC OUR TEAM'S MISSION IS TO PROVIDE YOU WITH THE HIGHEST QUALITY FINANCING OPTIONS THROUGHOUT THE LOCAL AREA. WE HAVE OVER 15 YEARS OF EXPERIENCE, AND WE'LL HELP YOU GO FROM APPLICATION TO THE CLOSING TABLE! SERVING THE ENTIRE STATE OF MINNESOTA. Audrey Heinen-Nierenhausen and her team have over 17 years of experience
  • Granite Bank
  • 202 2nd Ave S, Cold Spring, MN, 56320
  • Creative, relationship-driven banking with responsive local decisions, Granite Community Bank is a full-service commercial bank serving individuals and businesses for loans, deposits, insurance and investments throughout Minnesota. Granite Bank to help you make the decisions that are right for you and your financial goals.
  • The First National Bank of Waseca
  • 101 North State Street, Waseca, MN, 56093
  • First National Bank is a local, family-owned and managed bank that has been proudly serving southern Minnesota since 1874. We strive to meet the growing needs of our customers while developing and maintaining the personal aspects of service that is synonymous with community banking.