In 2026, FHA loan limits in Waseca county of Waseca, MN are as follows: $472,030 for a single-family home, $604,400 for 2-unit properties, $730,525 for 3-units, and $907,900 for 4-units.
The maximum amount for conventional loans on a single-family residence stands at $726,200, with limits of $929,850 for two-units, $1,123,900 for three-units, and $1,396,800 for four-units.
Use our FHA calculator to explore today’s top FHA rates and assess the necessary downpayment, income requirements, credit, reserves, and documentation required for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those of alternative loan programs. Consider options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
With data sourced from thousands of lenders, Lendersa® swiftly aligns and compares offerings to match your unique financial profile and needs.
Refer to the Loan Limits Comparison Table for 2026 in Waseca county of Waseca, MN, which includes maximum loan amount details for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification necessities—like income, reserves, and credit requirements—utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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