FHA Loan Max Loan amount for Aurora, Lawrence County, MO in 2026

For 2026, the FHA loan limits in Aurora county of Lawrence, MO, are $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The utmost loan amount available for conventional loans is $726,200 for a single-family home. For properties with 2-units, the maximum is $929,850, for 3-units it's $1,123,900, and it reaches $1,396,800 for 4-units.

Our FHA calculator helps you find today’s top FHA rates and determine downpayment requirements, income thresholds, credit, reserves, and documents necessary to qualify.

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Explore your loan alternatives in Aurora, MO

Use the Lendersa® calculator to compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® rapidly accesses and evaluates loan data from thousands of lenders to tailor it specifically to your financial profile and needs.

For 2026 in Aurora county of Lawrence, MO, the Loan Limits Comparison Table provides information on FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To review qualification needs such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Aurora county of Lawrence, MO

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Aurora FHA Lenders

  • Ozark Bank
  • 106–112 North 2nd Ave, Ozark, MO, 65721
  • Lends in Missouri
  • Ozark Bank is the only remaining home owned bank in Christian County. Chartered in 1906, Ozark Bank is in its 116th year of service to the residents of Christian County and surrounding communities. Ozark Bank was founded by a group of local businessmen with a vision to improve Ozark and Christian County by providing banking services

  • Mortgage Centers
  • 732 N 22nd St, Suite 105, Ozark, MO, 65721
  • Lends in Missouri
  • The Mortgage Centers Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Missouri. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt

  • Volt Credit Union
  • 2624 West Republic Road, Springfield, MO, 65807
  • Lends in Missouri
  • "Volt Credit Union (formerly Community Financial Credit Union) in Springfield, Missouri, has been making a difference in the lives of its members since 1935.
    We work with employee groups - small or large - to enhance their benefit packages with financial services that can help your employees build a secure financial future."

  • Travis Bell Home Loans
  • 3100 S. National, Suite 201, Springfield, MO, 65807
  • Lends in Missouri
  • With nearly 20 years of helping thousands of new and existing homeowners in the mortgage industry, Travis finds himself ranked as one of the top Mortgage Bankers in Southwest Missouri. Travis continues to focus on his number one priority – the customer. Travis derives his business from local business partners such as Realtors.

  • Paddio
  • 1930 W Bennett St, Suite 100, Springfield, MO, 65807
  • Lends in Missouri
  • Paddio Home Loans is brought to you by the same incredible team behind Veterans United Home Loans. A commitment to service has fueled our work with Veterans and military families nationwide the past 18 years. Now we’re excited to deliver those same high-quality customer experiences across the country to non-military homebuyers.

  • Home Mortgage Group INC
  • 3608 S Campbell Avenue, Springfield, MO, 65807
  • Lends in Missouri
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Farris Mortgage
  • 2412 East Madrid, Springfield, MO, 65804
  • Lends in Missouri
  • Farris Mortgage loans are done differently than other lenders. We do not make money on closing costs or third party fees in fact we actually pay money toward your closing costs. Since 2015 Farris Mortgage has paid more than $225, 000 in closing cost for our clients. This is actual money our clients get to keep we call this The Broker Advantage.

  • BancorpSouth Mortgage
  • 3211 E Battlefield St, Springfield, MO, 65804
  • Lends in Missouri
  • BancorpSouth Bank is headquartered in Tupelo, Mississippi, with approximately $27 billion in assets. BancorpSouth operates approximately 325 full-service branch locations as well as additional mortgage, insurance, and loan production offices in Alabama, Arkansas, Georgia, Florida, Louisiana, Mississippi, Missouri, Tennessee etc..

  • Jill Satterfield - Gershman Mortgage
  • 1557 East Primrose Street, Suite B100, Springfield, MO, 65804
  • Lends in Missouri
  • Mortgage lending has been a perfect fit for me. Customer service comes natural. Following up with clients, explaining their loan options and educating my clients through not only the loan process but the entire real estate timeline is what I excel at. The fact that I manage projects well,

  • TelComm Credit Union
  • 2155 E. Sunshine Street, Springfield, MO, 65804
  • Lends in Missouri
  • TelComm Credit Union is a not-for-profit financial cooperative where members receive many benefits, such as high savings rates, low loan rates, and the security and convenience of a sound financial institution. Readers of the Springfield News-Leader have voted TelComm the "Best Credit Union"​ in the Ozarks for the 13th year in a row.