2026 FHA (Government Loans) Limits for Monett, Barry County, Missouri

In 2026, the FHA loan limit in Monett county, Barry, MO is $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The maximum for conventional loans on a single-family home is $726,200, with $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to discover today's best FHA rates and determine the downpayment, income, credit, reserves, and documents required to qualify.

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Your loan options in Monett, MO

Compare FHA rates and terms with other programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans using Lendersa®.

Lendersa® quickly analyzes data from numerous lenders to align with your financial profile and needs.

For 2026 in Monett county, Barry, MO, the Loan Limits Comparison Table covers FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Assess qualifications like income, reserves, and credit with Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Monett county of Barry, MO

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Monett FHA Lenders

  • Community Bank and Trust
  • 100 S. Wood Street, Neosho, MO, 64850
  • Lends in Missouri
  • Community Bank and Trust operates 14 full service branch offices in Southwest Missouri and Southeast Kansas. Since 1986 the employees of CBT have been actively involved in the success of our bank through the Employee Stock Ownership Plan. Each branch office is managed to specifically meet the financial needs of its customers and community.

  • Joplin Metro Credit Union
  • 3301 Texas Avenue, Joplin, MO, 64804
  • Lends in Missouri
  • Joplin Metro Credit Union has been open since 1950. The credit union has assets totaling $46.41 Million and provides banking services to more than 5, 000 members.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.

  • The Mortgage House, Inc.
  • 2915 S. Main Street, Joplin, MO, 64804
  • Lends in Missouri
  • The Mortgage House team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Legacy Credit Union
  • 3929 East 7th Street, Suite A, Joplin, MO, 64801
  • Lends in Missouri
  • We are a local credit union located in Joplin, MO. Originally we were known as District 7 Highway Credit Union and were a part of the Missouri Department of Transportation. We have since expanded and look forward to serving you.credit union located in Joplin, MO. Originally we were known as District 7 Highway Credit Union

  • Volt Credit Union
  • 2624 West Republic Road, Springfield, MO, 65807
  • Lends in Missouri
  • "Volt Credit Union (formerly Community Financial Credit Union) in Springfield, Missouri, has been making a difference in the lives of its members since 1935.
    We work with employee groups - small or large - to enhance their benefit packages with financial services that can help your employees build a secure financial future."

  • Travis Bell Home Loans
  • 3100 S. National, Suite 201, Springfield, MO, 65807
  • Lends in Missouri
  • With nearly 20 years of helping thousands of new and existing homeowners in the mortgage industry, Travis finds himself ranked as one of the top Mortgage Bankers in Southwest Missouri. Travis continues to focus on his number one priority – the customer. Travis derives his business from local business partners such as Realtors.

  • Paddio
  • 1930 W Bennett St, Suite 100, Springfield, MO, 65807
  • Lends in Missouri
  • Paddio Home Loans is brought to you by the same incredible team behind Veterans United Home Loans. A commitment to service has fueled our work with Veterans and military families nationwide the past 18 years. Now we’re excited to deliver those same high-quality customer experiences across the country to non-military homebuyers.

  • Home Mortgage Group INC
  • 3608 S Campbell Avenue, Springfield, MO, 65807
  • Lends in Missouri
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Great Southern Bank
  • 218 S. Glenstone, Springfield, MO, 65802
  • Lends in Missouri
  • Great Southern Bank, headquartered in Springfield, Missouri, was founded in 1923 with a $5, 000 investment and six employees. In 1989, the bank became a publicly traded company (NASDAQ: GSBC) and has since grown into a multi-state franchise serving customers primarily in the Midwest.

  • Multipli Credit Union
  • 818 N Benton Ave, Springfield, MO, 65802
  • Lends in Missouri
  • "At Multipli Credit Union, we work to make your life easier through better interest rates, fewer fees and more personal service than you could ever get at a bank.
    Every day, you’re trying to stretch that dollar. You’re trying to do more with less. Make ends meet. And bring home the things you need and want.