In 2026, the set FHA loan limit for Bethany county, located within Harrison, MO, is detailed as $472,030 for a single-family home. For dual-unit properties, it is $604,400, climbing to $730,525 for homes with three units, and reaching a maximum of $907,900 for those with four units. These limits help establish the highest amount you can borrow under the FHA guidelines as it applies to your property type in this locale.
Conventional loans have different maximum amounts available depending on the property's unit. For a single-family home, the limit stands at $726,200. The ceiling for two-unit residences is set at $929,850. For those owning a residence with three units, the figure extends to $1,123,900, and for buildings with four units, the limit is $1,396,800. Deciphering these limits empowers you to make informed decisions when selecting the best loan option for your residential structure.
To better understand and capitalize on current FHA lending rates, using our FHA calculator can prove invaluable. This tool assists you in finding out today's optimal FHA rates and goes further to help determine necessary down payments and income, alongside credit and reserve requirements, and pinpoints the necessary documents for qualification. This thorough analysis ensures you're well-prepared to strategically approach your loan application.
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The Lendersa® calculator is an essential instrument for comparing the rates and terms of FHA loans with other available loan programs. This includes looking into Conventional loans, Jumbo loans, VA loans, USDA, Non-QM, and hard money loans, enabling you to explore an array of financial options and determine the most suitable one.
Lendersa® compiles comprehensive loan program information from a multitude of lenders, quickly aligning this data with your specific financial needs and profile to yield tailored comparisons, giving you actionable insights.
The Loan Limits Comparison Table for 2026 in Bethany county within Harrison, MO, provides a side-by-side comparison of maximum loan amount limits across a spectrum of loan categories, namely FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further review specific qualification requirements such as income levels, reserves, and credit standards, you can use the Lendersa® Super Loan Integrated Qualifier (SLIQ™), which is specifically designed to streamline this process and equip you with the necessary evaluation tools.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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