In 2026, the FHA loan limit in Chillicothe county of Livingston, MO is $472,030 for a single-family home. For 2-units, it is $604,400, $730,525 for 3-units, and $907,900 for 4-units.
The maximum loan amount for conventional loans on single-family residences is $726,200. For 2-unit homes, it's $929,850, for 3-unit dwellings $1,123,900, and $1,396,800 for 4-unit properties.
Use our FHA calculator to view today’s top FHA rates and determine what downpayment, income, credit, reserves, and documents are needed to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. It facilitates comparison with Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® retrieves extensive loan program data from numerous lenders, rapidly analyzing it against your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Chillicothe county of Livingston, MO offers a look at maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification requirements including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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