In 2026, the FHA loan limit for Festus county within Jefferson, MO is $472,030 for a single-family home. For 2-unit residences, it is $604,400, for 3 units, it's $730,525, and for properties with 4 units, the limit is $907,900.
Conventional loan caps are $726,200 for a single-family dwelling, $929,850 for 2-unit homes, $1,123,900 for 3-unit properties, and $1,396,800 for 4-unit buildings.
Explore today’s best FHA rates with our calculator. It helps determine the needed down payment, income, credit, reserves, and required documents.
The Lendersa® calculator allows for comparing FHA rates and terms with other loan programs. Evaluate options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® retrieves data from a vast array of lenders and compares it to your specific financial situation within seconds.
For 2026 in Festus county, Jefferson, MO, the Loan Limits Comparison Table shows maximum amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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