For 2026, the FHA loan limit set in De-Soto county of Jefferson, MO is $356,362 for a single-family home. For properties with 2 units, it is $456,275, $551,500 for 3-unit residences, and $685,400 for homes with 4 units.
The highest loan amount available for conventional loans on a single-family residence is $548,250. For 2-unit houses, it is $702,000, for 3-units $848,500, and for 4-unit structures, it is $1,054,500.
Try our FHA calculator to find today’s optimal FHA rates and determine the required downpayment, income, credit score, reserves, and necessary documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with other loan program options. Consider Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA loans.
Lendersa® compiles loan program data from thousands of lenders, swiftly aligning it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in De-Soto county of Jefferson, MO, provides insights into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximum amounts. Assess qualification requirements such as income, reserves, and credit with Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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