As of 2026, for a single-family property, the FHA loan limit in Fredericktown, within Madison County, MO, is set at $472,030. The limit for two-unit homes is $604,400, for three-unit properties $730,525, and for four-unit homes, it is $907,900.
Conventional loans have a maximum amount of $726,200 for single-family residences, $929,850 for doubles, $1,123,900 for triples, and $1,396,800 for four-unit buildings.
Check out our handy FHA calculator to find today's favorable FHA rates and understand the downpayment, income, credit score, reserves, and necessary documents for qualification.
With the Lendersa® calculator, you can compare the FHA loan rates and terms to those of other types of loans. It includes conventional, jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly collects loan program data from thousands of lenders, comparing it with your unique financial needs and profile in a matter of seconds.
For 2026 in Fredericktown, located in Madison County, MO, the comparison table lists maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, Non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To assess eligibility criteria like income, reserves, and credit, you can use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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