For 2025, the FHA loan limits in Kansas-City county of Jackson, MO are: $389,850 for a single-family home, $499,050 for 2-unit residences, $603,250 for 3-units, and $749,700 for 4-unit properties.
The maximum amounts for conventional loans on a single-family home is $548,250, for 2-units it's $702,000, for 3-units it's set at $848,500, and 4-unit buildings have a max of $1,054,500.
Use our FHA calculator to discover today’s best FHA rates and assess the required downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator allows you to compare the rates and terms of FHA loans against other programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® rapidly processes data from thousands of lenders, matching it against your personal financial profile and requirements in just seconds.
Refer to the Loan Limits Comparison Table for 2025 in Kansas-City county of Jackson, MO, which offers a comparison of maximum loan amounts. This includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $389,850 | $499,050 | $603,250 | $749,700 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $311,800 | $311,800 | $311,800 | $311,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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