For 2025, the FHA loan limits in Independence county, located within Jackson, MO, stand at $472,030 for a single-family home. For properties with 2-units, the limit is $604,400; for those with 3-units, it is $730,525; and for 4-unit buildings, it extends to $907,900.
Regarding conventional loans, the maximum amount for a single-family home is $726,200. For 2-units properties, it is $929,850; for 3-units, the limit is $1,123,900; and for 4-unit houses, it is $1,396,800.
Utilize our FHA calculator to uncover today’s FHA best rates and determine the necessary downpayment, income, credit requirements, reserves, and documents for qualification.
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With the Lendersa® calculator, you can evaluate FHA rates and terms alongside other programs such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans. This allows you to effectively compare FHA with these alternatives.
Lendersa® taps into a wealth of loan program data collected from thousands of lenders, offering rapid comparisons tailored to your financial profile and requirements.
Review the Loan Limits Comparison Table for 2025 in Independence county, Jackson, MO, to compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess requirements such as income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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