FHA Loan Limits for Kearney, Clay County, MO in 2025

For {CURRENT_YEAR}, the FHA loan limits in Kearney county, Clay, MO are {DETAILS_LOAN_LIMIT_FHA1} for a single-family home, {DETAILS_LOAN_LIMIT_FHA2} for a 2-unit home, {DETAILS_LOAN_LIMIT_FHA3} for 3 units, and {DETAILS_LOAN_LIMIT_FHA4} for 4 units.

The maximum conventional loan amounts are {DETAILS_LOAN_LIMIT_CONVENTIONAL1} for a single unit, {DETAILS_LOAN_LIMIT_CONVENTIONAL2} for 2 units, {DETAILS_LOAN_LIMIT_CONVENTIONAL3} for 3 units, and {DETAILS_LOAN_LIMIT_CONVENTIONAL4} for 4 units.

Utilize our FHA calculator to discover the best FHA rates today and determine necessary downpayment, income, credit, reserves, and documents for eligibility.

See loan offers from 100 lenders

Your loan choices in Kearney, MO

Compare FHA rates with those from other loans such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money using Lendersa®.

Lendersa® uses data from many lenders to find the best match for your financial profile quickly.

Look at the {CURRENT_YEAR} Loan Limits Table in Kearney county of Clay, MO for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage, and hard money loans. Use Lendersa® SLIQ™ for comparing incomes, reserves, and credit requirements.

Loan limits Kearney county of Clay, MO

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $345,000 $345,000 $345,000 $345,000
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Hometown Equity Mortgage
  • 1 Mid Rivers mall Drive, Suite 130, Saint Peters, MO, 63376
  • Hometown Equity Mortgage was established with the mission to provide the highest level of customer service while providing great service to our customers. We achieve this mission by having experienced loan officers, processors, and on-staff underwriters who work as a team to make the loan process straightforward for all home-buyers.
  • Groundwork Mortgage
  • 643 Cepi Drive, Chesterfield, MO, 63005
  • Groundwork Mortgage (NMLS #1211416, Missouri No. 15-2198, Illinois MB.6761278), an equal housing residential mortgage company, delivers best-in-class mortgage services to qualified borrowers. Groundwork Mortgage’s new home purchase focus and expertise differentiates it in the crowded mortgage lending market,
  • ELending Group LLC
  • 700 Spirit Of St. Louis Boulevard, Unit E, Chesterfield, MO, 63005
  • ELending Group LLC, professional mortgage company specializing in residential mortgages. At ELending Group LLC, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants. We have relationships with many lenders.
  • Frontier Mortgage
  • 16647 Chesterfield Grove Rd, Suite 100, Chesterfield, MO, 63005
  • Frontier Mortgage proudly serves Missouri and Illinois with full service Mortgage Loan expertise. "It's not a great rate without great service. We are a full service mortgage banker who underwrites and funds nearly all of the mortgages we originate. Our friendly loan officers are here to assist you with your mortgage needs.
  • Senior Commercial Capital
  • 100 Chesterfield Business Pkwy, 2nd Floor, Chesterfield, MO, 63005
  • We are one of the most resourceful and dedicated team of commercial real estate mortgage professionals in the industry. We are a client-driven commercial real estate finance firm serving borrowers of real estate capital. We offer all types of debt and equity financing for income producing properties.
  • Bank of Little Rock Mortgage
  • 500 SE Walton Blvd, Suite 18, Bentonville, AR, 72712
  • Bank of Little Rock Mortgage is a​ leading mortgage lender founded and headquartered in Arkansas. We originate residential home loans such as FHA, VA, Conventional, Rural Development and bond loans. We have several branches located throughout Arkansas, Alabama, Missouri. Florida and Utah.
  • AA Mortgage Corp
  • 14346 Manchester Road, Manchester, MO, 63011
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Shelter Mortgage Inc
  • 10 Strecker Road, Suite 1280, Ballwin, MO, 63011
  • "I’m Michael Miget, the founder of Shelter Mortgage, Inc. and creator of the “Better Home Financing” system and strategies. I am a native St. Louis resident and I’ve spent the last 27 years applying my home loan expertise in mortgage, real estate and finance. My passion is helping people just like you make educated, wise"
  • CapGrow Home Mortgage, LLC
  • 16141 Swingley Ridge Rd, Suite 107, Chesterfield, MO, 63017
  • CapGrow Home Mortgage is a full service mortgage banking company. They locally handle all aspects of mortgage originations including in-house processing, underwriting, closing, and funding. The added ability to shop the mortgage wholesale market to secure the best pricing options for clients is what separates CapGrow from its banking peers.
  • Access Capital Funding, LLC
  • 14366 S Outer 40, Chesterfield, MO, 63017
  • Access Capital Funding, LLC has been providing St. Louis home loans for more than 20 years. We specialize in FHA loans, VA loans, USDA loans and Conventional home loans. Thousands of First Time Homebuyers have used our services. Our No Cost Refinance is a Missouri and Illinois home loan favorite, saving our clients thousands in closing cost.