In 2026, the FHA loan limits for Lee's-Summit county within Jackson, MO are determined as follows: $389,850 for single-family homes, $499,050 for 2-unit properties, $603,250 for 3-unit residences, and $749,700 for 4-unit structures.
For conventional loans, the maximum borrowing amount for a single-family dwelling is $548,250, with 2-unit properties at $702,000, 3-units at $848,500, and 4-units capped at $1,054,500.
Utilize our FHA calculator to explore today's most competitive FHA rates and to determine the necessary downpayment, income, credit score, reserves, and documents required for qualification.
The Lendersa® calculator provides a convenient way to measure FHA rates and terms against those of various other loan programs. This includes Conventional loans, Jumbo options, VA, USDA, Non-QM, and hard money loans in comparison to FHA offerings.
The Lendersa® system efficiently gathers extensive data from thousands of lenders, matching it with your specific financial profile and needs within seconds for a tailored comparison.
The Loan Limits Comparison Table for 2026 in Lee's-Summit county of Jackson, MO displays a comprehensive view, allowing comparisons among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $389,850 | $499,050 | $603,250 | $749,700 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $311,800 | $311,800 | $311,800 | $311,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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