In 2026, the FHA loan limits for Grain-Valley county in Jackson, MO stand at $389,850 for a single-family home. For two-unit homes, the limit is $499,050, for three-units, it's $603,250, and for four-units, it's $749,700.
The ceiling for conventional loans on single-family residences is $548,250. It rises to $702,000 for two-unit homes, $848,500 for three-unit residences, and $1,054,500 for four-unit properties.
You can utilize our FHA calculator to discover today’s best FHA rates and to compute the required down payment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator allows comparisons of FHA rates and terms with other loan programs. Delve into options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money alongside FHA offerings.
Lendersa® collects comprehensive loan program data from thousands of lenders and rapidly matches it against your specific financial needs and profile.
The Loan Limits Comparison Table for 2026 in Grain-Valley county, Jackson, MO provides insights into maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements like income, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $389,850 | $499,050 | $603,250 | $749,700 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $311,800 | $311,800 | $311,800 | $311,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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