In the year 2025, the FHA loan limit in Tipton county, part of Moniteau, MO, is set at $472,030 for a single-family residence. For structures with two units, the limit is $604,400; for those with three units, it advances to $730,525, culminating at $907,900 for properties accommodating four units.
Regarding conventional loan ceilings, the maximum amount available for a single-family home is $726,200. For homes with two units, the limit adjusts to $929,850. This increases to $1,123,900 for three-unit residences, and for those with four units, it hits $1,396,800.
Utilize our FHA calculator to identify today's leading FHA rates. This tool will also assist in determining the necessary down payment, assessing income levels, evaluating credit requirements, and reviewing reserve and documentation needs for qualifying purposes.
The Lendersa® calculator enables a comprehensive comparison of FHA rates and terms against a variety of loan programs. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, providing an extensive review of financial options accessible to you.
Lendersa® gathers detailed loan program data from an extensive network of lenders, rapidly comparing it with your distinct financial profile and personal needs.
For 2025, reference the Loan Limits Comparison Table in Tipton county in Moniteau, MO, to review maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further analyze qualification needs like income, reserve levels, and credit conditions, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™), a sophisticated tool designed for detailed assessment.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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