In 2026, the FHA loan limit in Boonville county of Cooper, MO stands at $472,030 for a single-family home, $604,400 for properties with 2 units, $730,525 for 3-unit residences, and $907,900 for 4-unit homes.
The ceiling for conventional loan amounts in a single-family residence is $726,200. For 2-unit properties, it is $929,850, for 3-units $1,123,900, and for 4-units $1,396,800.
Use our FHA calculator to view today’s best FHA rates and figure out the needed downpayment, income, credit, reserves, and documents for eligibility.
The Lendersa® calculator helps you compare FHA rates and terms against those from other loan options. This includes Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, all compared alongside FHA.
With data sourced from thousands of lenders, Lendersa® efficiently matches these options to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Boonville county, Cooper, MO, allows you to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To check qualification needs such as income, reserves, and credit criteria, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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