During 2025, the FHA loan limit in West-Plains county, located in Howell, MO, is set at $356,362 for a single-family home, $456,275 for 2-unit buildings, $551,500 for 3-unit properties, and $685,400 for those with 4 units.
Conventional loan caps are $548,250 for one-family homes, $702,000 for 2 units, $848,500 when 3 units are involved, and $1,054,500 for 4-unit structures.
Our FHA calculator can be used to view the most competitive FHA rates available today, as well as to determine the necessary down payment, income, credit score, reserves, and documentation needed for qualification.
The Lendersa® calculator assists in comparing FHA rates and terms with rates and terms from a variety of other loan programs. Discover and contrast Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers extensive loan program data from a multitude of lenders and rapidly assesses it against your personal financial situation and requirements.
Our Loan Limits Comparison Table for 2025 in West-Plains county of Howell, MO, shows maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To explore qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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