For 2026, the FHA loan limits in Fulton, located in Itawamba county, MS, are as follows: $472,030 for a single-family home, $604,400 for 2-unit properties, $730,525 for 3-unit buildings, and $907,900 for 4-unit residences.
The maximum loan amounts for conventional loans reach $726,200 for a single-family home, $929,850 for 2-unit homes, $1,123,900 for properties with 3 units, and $1,396,800 for 4-unit configurations.
Our FHA calculator will help you explore today’s leading FHA rates, calculate necessary downpayments, and understand the requirements for income, credit, reserves, and essential documents to qualify.
With the Lendersa® calculator, you can compare FHA loans with those from other popular loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.
Lendersa® acquires comprehensive loan program details from a broad spectrum of lenders, enabling quick alignment with your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Fulton county of Itawamba, MS, provides detailed insights into maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess criteria such as income levels, reserves, and credit standings for various qualifications.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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