For 2026, the FHA loan limit in the county of Lee, MS, situated in Saltillo, is set as follows: $472,030 for a single-family home, $604,400 for properties with 2 units, $730,525 for 3-unit residences, and $907,900 for 4-unit establishments.
When it comes to conventional loans, the maximum amount available for a single-family dwelling is $726,200. The limit for homes with 2 units is $929,850, for 3-unit buildings it is $1,123,900, and for those with 4 units, the maximum is $1,396,800.
Our FHA calculator is an excellent tool to determine today's best FHA rates and to estimate necessary downpayments, income levels, credit requirements, reserves, and the documentation needed for eligibility.
The Lendersa® calculator is designed to compare FHA rates and terms with other loan programs. You can explore and contrast diverse options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA choices.
Lendersa® compiles and processes loan program data from thousands of lenders, providing rapid comparisons aligned with your unique financial needs and profiles.
The Loan Limits Comparison Table for 2026 in the county of Lee, MS, within Saltillo, allows you to evaluate maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification details like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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