In the year 2026, the FHA loan limits for Vancleave, situated in the county of Jackson, MS, are determined as follows: $472,030 for a single-family home, $604,400 for a property with 2 units, $730,525 for 3-unit dwellings, and $907,900 applicable to 4-unit buildings.
Regarding conventional loans, the highest amount available for a single-family residence is $726,200. In the case of 2-unit homes, the limit is $929,850. For properties with 3 units, the ceiling is $1,123,900, while for those with 4 units, it reaches $1,396,800.
Our FHA calculator can assist in finding today’s best FHA rates as well as calculating the necessary downpayments, required income thresholds, credit criteria, reserve amounts, and the documents essential for qualification.
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The Lendersa® calculator provides the capability to compare the rates and terms of FHA loans with those of various other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. It allows for comprehensive exploration and detailed comparison.
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For 2026, the Loan Limits Comparison Table for Vancleave, within the county of Jackson, MS, showcases and contrasts maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare specific qualification criteria such as income, reserves, and credit needs, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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