For 2026, the FHA loan limits in Gautier county, part of Jackson, MS, are as follows: $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for properties with three units, and $907,900 for four units.
For conventional loans, the maximum borrowing amount is set at $726,200 for a single-family residence. For homes with two units, the limit is $929,850; for three-units, it is $1,123,900, and for four-unit homes, the ceiling is $1,396,800.
Utilize our FHA calculator to secure the best FHA rates available today, while also determining the required down payment, income standards, credit standing, reserve needs, and necessary documentation to qualify.
The Lendersa® calculator is an efficient tool to compare FHA rates and terms with those of other loan programs. Compare options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA terms.
Lendersa® swiftly analyzes data from thousands of lenders, tailoring comparisons to your unique financial profile and personal needs.
The Comparison Table for 2026 in Gautier county, Jackson, MS, provides contrasts between the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualification requirements such as income, reserves, and credit details.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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