For 2026, the FHA loan limits set for Benson county, in Johnston, NC, are as follows: for a single-family home, it's $502,550, $643,350 applies to two-unit properties, $777,650 for homes with three units, and $966,450 for four-unit buildings.
Regarding conventional loans, the maximum amount for a single-family residence is $726,200. For two-unit dwellings, it goes up to $929,850, for properties with three units, there's a cap of $1,123,900, and for those containing four units, the limit is $1,396,800.
Our FHA calculator assists you in checking the best FHA rates currently available and evaluating the required downpayment, income, credit, reserves, and documents for qualification.
Utilize the Lendersa® calculator to compare FHA rates and terms alongside those from other loan programs. This includes Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, offering a wide exploration of choices with FHA.
Lendersa® consolidates data from thousands of lenders, providing rapid comparisons tailored to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Benson county of Johnston, NC outlines maximum allowable loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to contrast qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $502,550 | $643,350 | $777,650 | $966,450 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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