For 2026, the FHA loan limits in Bethlehem, Alexander, NC are: $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The limit for conventional loans on single-family residences is $726,200, for two units it's $929,850, three units is $1,123,900, and four units reach $1,396,800.
Our FHA calculator helps you find today's best FHA rates and determines the needed downpayment, income, credit, reserves, and documents to qualify.
The Lendersa® calculator enables comparisons of FHA terms with those from other loans, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Compare to find the best terms suited to your needs.
By sourcing data from numerous lenders, Lendersa® allows quick, tailored comparisons to align with your financial profile.
The Loan Limits Comparison Table for 2026 in Bethlehem, Alexander, NC offers insights into the maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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