In 2026, FHA loan limits in St.-Stephens county of Catawba, NC are as follows: $356,362 for a single-family home, $456,275 for 2-unit properties, $551,500 for 3-unit dwellings, and $685,400 for 4-unit buildings.
The maximum allowable loan amount for conventional loans on a single-family residence is $548,250. For 2-unit homes, it is $702,000; for 3-units, it's $848,500; and for 4-units, the limit is set at $1,054,500.
Use our FHA calculator to find today’s optimal FHA rates and determine necessary downpayments, income, credit, reserves, and documentation for qualification.
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The Lendersa® calculator helps you compare FHA rates and terms with those of other loan programs. Discover and compare options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® efficiently collects data from a wide range of lenders, swiftly aligning these with your unique financial profile and needs.
Check the Loan Limits Comparison Table for 2026 in St.-Stephens county, Catawba, NC, to analyze FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. For assessing qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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