In 2025, the FHA loan limits in Boiling-Springs county, part of Cleveland, NC, are established as follows: $356,362 for a single-family residence, $456,275 for dwellings with two units, $551,500 for three-unit properties, and $685,400 for those with four units.
When considering conventional loans, the highest amount available for a single-family home is $548,250. For two-unit residences, the limit reaches $702,000; for three units, it is $848,500; and for houses with four units, the cap is $1,054,500.
Leverage our FHA calculator to access today’s leading FHA rates and calculate necessary down payment, review income, credit, reserves, and check the documents needed for qualification.
The Lendersa® calculator helps in comparing FHA rates and terms against those of all other loan programs. You can assess Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® compiles extensive loan data from numerous lenders and swiftly matches it to your financial profile and needs.
The Loan Limits Comparison Table for 2025 in Boiling-Springs county of Cleveland, NC showcases maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze income, reserves, and credit qualifications, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
